Govt could cut the GST rate payable every time someone buys a health insurance product; or it could also provide a larger income tax set off for those who buy a health insurance product
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
As a result of the mass state-led scheme, the processes in the health insurance market could get simplified over time and become uniform
Anil Rego shares six tips to help you bring down your cost of owning an insurance policy
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
With rise in medical costs surpassing general inflation, getting a treatment/surgery or illness treated in a hospital requires an enormous financial surplus or an alternative financial arrangement. Harjot Singh Narula offers simple tips to reduce these costs
Read on to learn how it can benefit you.
Ever growing use of new technologies and treatment, increase in the population of old people can, are some of them
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
The Association of Healthcare Providers - India (AHPI), representing hospitals and healthcare institutions across the country, has advised its members in north India to stop providing cashless treatment facilities for policyholders of Bajaj Allianz General Insurance Company, with effect from September 1.
Follow these steps diligently to ensure that there isn't any hardship when your parents fall ill
Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.
To handle the sudden loss of cashless facility, patients should maintain an emergency fund or a short-term credit line to manage all or part of hospitalisation costs.
There are few lapses in the healthy insurance proposals.
Harjot Singh Narula lists five checkpoints to help you find the best health insurance plan
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
While insurance companies are yet to finalise the premiums, there are chances that group health premiums could see an increase.
Companies in the fast-moving consumer goods (FMCG) sector are losing favour with equity investors, with their price-to-earnings (P/E) ratio declining to its lowest level in six years, now trading at 38.8 times trailing earnings.
Indian IT services companies are set to significantly increase their acquisition spending to $6.5-7 billion this year, up from $5 billion last year, as they seek to boost revenue and capabilities in areas like Cloud, data, enterprise platforms, and AI amidst a challenging economic environment.
Considering the rising dengue cases, the affordability and availability of such a plan makes it worth buying, says Harjot Singh Narula
Irrespective of your age and how good your health has been, the right time to get a health insurance is NOW, says Mukesh Kumar, Executive Director, HDFC ERGO General Insurance Company
Chennai-based Star Health and Allied Insurance has launched Cardiac Care, a unique policy that covers people with heart ailments.
Almost 75 per cent of Indian, Asians and Arab expatriates living in the metropolis have no health insurance, a survey carried out in the city revealed.
The reduction in goods & services tax (GST) on individual life and health insurance premiums has been called a "landmark step" for making insurance affordable and inclusive. In a panel discussion at the Business Standard BFSI Insight Summit 2025, Anup Bagchi, managing director (MD) & chief executive officer (CEO) of ICICI Prudential Life Insurance; Mahesh Balasubramanian, MD & CEO of Kotak Life Insurance; Tarun Chugh, MD & CEO of Bajaj Life Insurance; and Ratnakar Patnaik, MD of Life Insurance Corporation of India (LIC), listed what else the industry needs to reach more people.
Most first-time investors may be better served by diversified options such as flexicap or multi-cap funds, which already hold pharma and healthcare stocks.
Some products offer terrorism cover as part of the base offering, while in others it is an optional cover.
Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments, change sum assured, etc.
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
Is the cost of medical cover too high? Opt for co-payments or deductible plans. Here's more on when they work the best.
'Other sectors that manage the savings pools of Indians are giving tough competition to life insurance companies.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
West Asia conflict triggers sharp sell-off in Indian markets, with realty, banking and auto stocks leading losses amid energy shock fears.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
In an unusual move, US President Barack Obama has apologised to millions of "scary" Americans whose health insurance plans have been cancelled as a result of his signature health law.
'The government is putting insurance in the same category as food, which is essential for life.' 'Now this is an opportunity for the sector to focus on the consumer.'
Purchase health insurance early while you are disease-free. 'It might become very difficult to get a comprehensive health cover for someone who has already had cancer.'
There are certain plans that you can opt for that also cover dental treatments, says rediffGURU Sanjib Jha.
Health care costs are rising exponentially and most people are under-insured.
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