They combine financial protection and health and lifestyle management support for non-communicable diseases such as hypertension, diabetes, heart disease, cancers and tumours.
Govt could cut the GST rate payable every time someone buys a health insurance product; or it could also provide a larger income tax set off for those who buy a health insurance product
As a result of the mass state-led scheme, the processes in the health insurance market could get simplified over time and become uniform
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
Anil Rego shares six tips to help you bring down your cost of owning an insurance policy
'Other sectors that manage the savings pools of Indians are giving tough competition to life insurance companies.'
With rise in medical costs surpassing general inflation, getting a treatment/surgery or illness treated in a hospital requires an enormous financial surplus or an alternative financial arrangement. Harjot Singh Narula offers simple tips to reduce these costs
Read on to learn how it can benefit you.
Ever growing use of new technologies and treatment, increase in the population of old people can, are some of them
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
Some products offer terrorism cover as part of the base offering, while in others it is an optional cover.
Follow these steps diligently to ensure that there isn't any hardship when your parents fall ill
Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.
'The government is putting insurance in the same category as food, which is essential for life.' 'Now this is an opportunity for the sector to focus on the consumer.'
There are few lapses in the healthy insurance proposals.
Harjot Singh Narula lists five checkpoints to help you find the best health insurance plan
While insurance companies are yet to finalise the premiums, there are chances that group health premiums could see an increase.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
Considering the rising dengue cases, the affordability and availability of such a plan makes it worth buying, says Harjot Singh Narula
Irrespective of your age and how good your health has been, the right time to get a health insurance is NOW, says Mukesh Kumar, Executive Director, HDFC ERGO General Insurance Company
Chennai-based Star Health and Allied Insurance has launched Cardiac Care, a unique policy that covers people with heart ailments.
Almost 75 per cent of Indian, Asians and Arab expatriates living in the metropolis have no health insurance, a survey carried out in the city revealed.
Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments, change sum assured, etc.
The government aims to cover around 60 million people in the age category, irrespective of income, with an assured 5 lakh annually to be shared within the family.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Is the cost of medical cover too high? Opt for co-payments or deductible plans. Here's more on when they work the best.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Shares of information technology (IT) companies were in demand on Friday, with the National Stock Exchange's (NSE's) Nifty IT index rallying 3.3 per cent on . This came after Infosys reported steady sequential growth, driven by health care boost and large deal rampup in a seasonally weak quarter (Q3FY26).
Purchase health insurance early while you are disease-free. 'It might become very difficult to get a comprehensive health cover for someone who has already had cancer.'
'In no way can an advocate be considered responsible for his or her client's actions.'
'The kind of reach it has with so many bank branches even in the remotest part of the country, it is one channel which will play a very important role in vision of insurance for all.'
Kunal Varma, CEO, Freo, explains what Hospicash and Day Care Insurance covers are and how they help manage financial and mental stress.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
The Supreme Court reserved its judgement on a plea regarding insurance coverage for doctors and health workers who died battling Covid-19 in private clinics and non-recognized hospitals. The court emphasized the importance of supporting doctors and ensuring valid claims are settled.
The Maharashtra municipal elections showed a troubling shift, where votes were traded for cash, convictions no longer mattered, and ideology became an afterthought, observes Ramesh Menon.
There are certain plans that you can opt for that also cover dental treatments, says rediffGURU Sanjib Jha.
In an unusual move, US President Barack Obama has apologised to millions of "scary" Americans whose health insurance plans have been cancelled as a result of his signature health law.
After completion of its mandatory tender offer in Fortis Healthcare and Fortis Malar Hospitals, Malaysian health care giant IHH Healthcare is aiming to add 2,000 beds in a bid to double down on value creation in India. IHH, which is Asia's largest multinational private healthcare provider, currently has over 5,000 beds across a combined network of 35 hospitals and 11 states.
Health care costs are rising exponentially and most people are under-insured.
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